Services

InsuredNZ general insurance offering covers a wide range of products designed to protect individuals, businesses, and properties against various risks and unforeseen events. Some of types of general insurance products we offer are:

Home and Contents Insurance

This type of insurance covers damage or loss to residential properties (houses, apartments) and their contents caused by events such as fire, theft, natural disasters, and more. Contents insurance specifically covers belongings inside the home, like furniture, electronics, and personal items.

Motor Vehicle Insurance

Types of coverage: comprehensive insurance, third-party insurance, fire, and theft.

  • Covers damage to your vehicle from accidents, theft, fire, vandalism, and natural disasters, as well as damage to other people's vehicles and property.

  • Covers damage caused by your vehicle to other people's vehicles or property.

  • Covers third-party damage and also provides protection against fire damage or theft of your vehicle.

Professional Indemnity Insurance

Aimed at professionals (like lawyers, accountants, consultants) to cover legal costs and damages arising from claims of negligence or errors in services provided.

Business Insurance

Offers protection to businesses against various risks such as property damage, liability claims, business interruption, theft, and employee-related risks.

General (Public & Products) Liability Insurance

Protects individuals or businesses against claims made by third parties for injuries or property damage caused by their actions or negligence.

Corporate Travel Insurance

Provides coverage for unexpected events that may occur during travel, including medical emergencies, trip cancellations, lost luggage, and other travel-related risks.

Marine Insurance

Covers loss or damage to ships, cargo, terminals, and other transport-related property or liabilities.

Management (Directors & Officers) Liability Insurance

Designed to protect individuals in managerial or executive positions and the company itself against various risks associated with the decisions and actions they make while running the business. This insurance is particularly relevant for directors, officers, managers, and the company as a whole, providing financial protection against claims and legal actions.

Clinical Trials Insurance

A specialised type of insurance designed to provide coverage for risks associated with clinical research and trials conducted by pharmaceutical companies, research organisations, academic institutions, or healthcare facilities.

Cyber Liability Insurance

Covers expenses related to data breaches, cyber-attacks, or other cyber-related risks that could impact the organisation and its management, including legal costs, notification expenses, and regulatory fines.

Crime/Fidelity Insurance

Protects against financial losses resulting from employee theft, fraud, embezzlement, or other dishonest acts committed within the organisation.

Statutory Liability

Provides coverage for defence costs and fines resulting from allegations of breaches of specific laws or regulations governing the industry, such as breaches of workplace health and safety regulations.